Banking Solution

Experience More Possibilities!

Personal Banking

We comprehensive suite of banking solutions that meet the needs of personal banking including Savings & Checking accounts, Investment & Retirement banking, Loans & Cards, etc to make life better.

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Business Banking

Our business banking solutions are specially designed to help your business succeed and thrive. Access funds for expansion, new equipment or unexpected market events. There is a solution for every stage of business.

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Lending & Credit

We provide both lending and credit at very competitive rates and help drive transformative change in your endeavor. Get competitive rates on personal, auto, and home loans tailored to your financial goals.

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Credit Cards

Find the perfect credit card for your lifestyle and spending habits with competitive rates. Our range of credit cards speak to style, class, and productivity. Do more and achieve big dreams with the WealthCity Premium Credit Cards.

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Fixed Deposit Receipt (FDR)

Choose our high-yeilding Fixed Deposit instruments, a saving option with a higher interest rate your regular savings account. Your FDRs grants you access to loans and credit facilities.

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Deposit Pension Scheme (DPS)

Our Deposit Pension Scheme is a savings plan with various tenures and amount which allows customers to deposit monthly and receive high accumulation in the future. Ideal for planning for future goals.

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Signup

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Start Banking

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Collect Paybacks

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Enjoy Banking

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Our Signature Solutions

WealthCity Capital enables moving money from one bank account to another either through online, mobile or digital banking. Our digitally-focused banking powers various aspects of life including bill payment, loans, wallets management, and lots more.

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Fund Transfer

Send and Receive money effortlessly through local, wire transfer and mobile bill payments. Access various fund options through FDRs, DPSs and recieve rewards into your account directly.

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Loan

Get access to loans for personal, business and mortgage refinancing plans. Our loans and credit instruments competitive and approval is almost instant plus flexible payment plans.

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Pay Bill

Do you need to settle bills? Our all-in-one Bill Payment platform manages your bill payments in one place. Pay for power, water, waste, and lots more. Our virtual cards make online payment for services seemless.

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Loan Calculator

WealthCity Loan Calculator

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First select a plan to execute loan amount
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All Plans

Our Plans

Best Offer

Education DPS

$500 / 30 Days
  • Interest Rate : 10.00000000%
  • Number of Installments : 4
  • Per Installment : $500
  • Installment Slice : 30 Days
  • All Deposits : $2000.00
  • Final Maturity : $2200.00
Trending

Future DPS Plan

$2000 / 15 Days
  • Interest Rate : 10.00000000%
  • Number of Installments : 24
  • Per Installment : $2000
  • Installment Slice : 15 Days
  • All Deposits : $48000.00
  • Final Maturity : $52800.00
My House Plan

House Plan DPS

$1000 / 15 Days
  • Interest Rate : 15.00000000%
  • Number of Installments : 5
  • Per Installment : $1000
  • Installment Slice : 15 Days
  • All Deposits : $5000.00
  • Final Maturity : $5750.00
Best

Starter

8% / 30 Days
  • Lock In Period : 365 Days
  • Get Profit Every : 30 Days
  • Profit Rate : 8%
  • Minimum FDR : $100.00
  • Maximum FDR : $500.00
  • Compounding : Yes
  • Cancel In : Anytime
New FDR

Silver Member

15% / 30 Days
  • Lock In Period : 365 Days
  • Get Profit Every : 30 Days
  • Profit Rate : 15%
  • Minimum FDR : $3000.00
  • Maximum FDR : $10000.00
  • Compounding : Yes
  • Cancel In : Anytime
Mega Plan

Gold Member

16% / 30 Days
  • Lock In Period : 365 Days
  • Get Profit Every : 30 Days
  • Profit Rate : 16%
  • Minimum FDR : $5000.00
  • Maximum FDR : $20000.00
  • Compounding : Yes
  • Cancel In : Anytime

Education Loan

10.00% / 30 Days
  • Minimum Loan : $100.00
  • Miximum Loan : $5000.00
  • Installment Rate : 10.00%
  • Installment Slice : 30 Days
  • Total Installment : 12

Business Loan

9.00% / 60 Days
  • Minimum Loan : $500.00
  • Miximum Loan : $50000.00
  • Installment Rate : 9.00%
  • Installment Slice : 60 Days
  • Total Installment : 12

Personal Loan

10.00% / 30 Days
  • Minimum Loan : $100.00
  • Miximum Loan : $1000.00
  • Installment Rate : 10.00%
  • Installment Slice : 30 Days
  • Total Installment : 3

Auto Loan

5.00% / 30 Days
  • Minimum Loan : $2000.00
  • Miximum Loan : $30000.00
  • Installment Rate : 5.00%
  • Installment Slice : 30 Days
  • Total Installment : 12

Mortgage Loan

5.00% / 30 Days
  • Minimum Loan : $5000.00
  • Miximum Loan : $50000.00
  • Installment Rate : 5.00%
  • Installment Slice : 30 Days
  • Total Installment : 24
Personalized Banking Experiences

Building Strength Together

WealthCity Capital is a full-service credit union leveraging digital technology to providing our members cutting edge banking solutions to simplify every step of their financial journey. We are fulfilled when we help our members actualize their financial goals through personalized service and competitive rates.

  • Competitive Rates
  • Customer-Focused
  • Community Committed
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Frequently Asked Questions

Get Answers to Your Deepest Questions!

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There is no minimum balance required to open a bank account with us. Plus, for a limited time, you get a $200 when you open any new account, and what helps you reach your financial goals. You can open a new account online or in person at any of our locations.

No. As a customer, you get unrestricted access to our online and mobile banking platforms at no extra cost.

You can withdraw to any bank account (or deposit) from your personal account with WealthCity Capital. Our withdrawal is instant.

Use your contact section of your account to send the admin a message. Alternatively, you can email us at support@wealthcitycapital.com

Yes. We have a referral program for you to introduce your loved ones and get paid for it. Check the referral section of your dashboard for more information.

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The WealthCity Experience

Know Your Bank

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Testimonials

Trustworthy Feedback From Our Customers

I've been using this bank for a few months now, and it's been great for managing my finances on the go. Only thing is, sometimes the app lags a bit during peak hours. Still, overall thumbs up!

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Ryan Thompson

Software Engineer

Gamechanger! I was skeptical at first, but the low fees and high interest rates on savings have convinced me to move all my money here. The app's features are lit

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Donald Roman

Enterprenuer

I'm loving the seamless experience with this digital bank! The app is super intuitive, and the customer support is always quick to respond. I've recommended it to all my friends.

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Emily Wilson

Financial Accountant

Why Choose Us

Explore Why You Will Choose Us.

We are Fast

We are highly transparent in business and do not impose any form of hidden charges. Using our online and mobile banking is completely free. We even give you a welcome gift of $200 for opening a checking account with us.

Easy to Use

We prioritize simplicity and efficiency in all our solutions in order to give our customers a memorable experience. Accessing our solutions is as simple as 1-2-3, and results are lightening fast.

Extra Secure Transactions

Our digital platforms deploys one of the best security protocols in other to keep your data safe and private. All our platforms have extra security, enforced through layer to layer protection.

24/7 Customer Support

We are available all day to ensure we help resolve any problems you may encounter with our services. Our Customer Care personnel are well trained to meet your needs.

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